Jim Van Law · NMLS #1972182 | Elizabeth Van Law Parmer · NMLS #2020381

2 Generations.
30 Years of Experience.
1 Relentless Commitment to Excellence.

Experience matters. Relationships matter even more. The Van Law Team brings together more than 30 years of mortgage expertise with the personalized service with a proven track record of excellence.  

30+ Years of Experience

Three decades guiding buyers through every kind of market.

Closings in About 12 Days

Our average from application to clear-to-close.

Underwritten In House

We underwrite our own loans in house and broker nothing out.

Here 7 Days a Week

Our team answers the phone whenever you need us.

Built on Expertise.
Driven by Family.

The Van Law Mortgage Team pairs decades of institutional mastery with a multi-generational commitment to your financial future. Founded by Jim Van Law, a 30-year leader in mortgage banking, and driven forward by his daughter, Elizabeth Parmer, our team offers an elite standard of service. Together, we combine deep-rooted industry expertise with a personal, family-led approach to guide you seamlessly through your home-buying or refinancing journey.

Buying a Home

Purchase loans for first-time and move-up buyers.

Refinancing

Lower your payment or put your equity to work.

VA & Jumbo

Zero-down VA loans and financing for higher-priced homes.

Self-Employed

Approved on real income, not just your tax return.

Straight Answers

We explain your options in plain English, no jargon and no pressure.

A Real Plan

You get a clear path forward and a fair number to work with before you ever commit.

We Pick Up the Phone

Questions do not wait for business hours, and neither do we.

We're Here
to Make It
Easy, Not Overwhelming

Ready to Own Your Home? Let The Van Law Mortgage Team Guide You!

Know What You Can Afford

A quick, honest conversation about your numbers, with no obligation.

Move With Confidence

Walk into your home search already pre-approved and ready to offer.

The Right Loan, Built Around Your Life

VA Loans

Jumbo Loans

First-Time Home Buyer

Self-Employed & Portfolio

The Family on Your Side

Two generations, one promise: to treat your loan like it matters, because to your family, it does.

Let's Get You Home!

What Our Clients Say

Verified reviews from families we have helped, across Charleston and all 50 states.

Andrew C. Amherst, NH

Jim was unbelievably responsive. We were pretty far along with Bank of America and switched after a single conversation. We will be telling our friends to do the same.

Donna P. Milford, NH

Jim and his team worked around the clock to make sure we got the mortgage on the house we wanted, with a very quick turnaround. We appreciated all that they did for us.

Sarah O. Seabrook Island, SC

Jim is so knowledgeable and helpful with all aspects of loan and real estate questions. He went above and beyond, gets back to every question quickly, and offers options that are truly beneficial.

Lisa W. Nevada City, CA

Jim and team were very knowledgeable, responsive, and great to work with. They created an even better option than we had hoped for. We have already recommended him.

Mortgage Wisdom Worth Reading

17Jul
The Lowest Rate Is Not The Same Thing As The Lowest Payment

Rate is the number everybody fixates on. It is on the billboards, it is in the ads, and it is the first thing most people…

17Jul
Why Your Tax Return Income Is Not The Income A Lender Uses

This is the conversation our team has more than almost any other, and it is the one that stings the most.

17Jul
When Paying Points Actually Costs You Money

Somewhere in the middle of your loan process, someone is going to offer you a lower interest rate in exchange for money up front. It…

Have a Question? Just Ask.

Tell us a little about what you are looking for and we will get right back to you. No pressure, no obligation, just straight answers from people who have done this for 30 years.

Book Your FREE Consultation

Book Your FREE Consultation