Experience matters. Relationships matter even more. The Van Law Team brings together more than 30 years of mortgage expertise with the personalized service with a proven track record of excellence.

Three decades guiding buyers through every kind of market.

Our average from application to clear-to-close.

We underwrite our own loans in house and broker nothing out.

Our team answers the phone whenever you need us.
The Van Law Mortgage Team pairs decades of institutional mastery with a multi-generational commitment to your financial future. Founded by Jim Van Law, a 30-year leader in mortgage banking, and driven forward by his daughter, Elizabeth Parmer, our team offers an elite standard of service. Together, we combine deep-rooted industry expertise with a personal, family-led approach to guide you seamlessly through your home-buying or refinancing journey.

Purchase loans for first-time and move-up buyers.

Lower your payment or put your equity to work.

Zero-down VA loans and financing for higher-priced homes.

Approved on real income, not just your tax return.




Verified reviews from families we have helped, across Charleston and all 50 states.
Jim was unbelievably responsive. We were pretty far along with Bank of America and switched after a single conversation. We will be telling our friends to do the same.
Jim and his team worked around the clock to make sure we got the mortgage on the house we wanted, with a very quick turnaround. We appreciated all that they did for us.
Jim is so knowledgeable and helpful with all aspects of loan and real estate questions. He went above and beyond, gets back to every question quickly, and offers options that are truly beneficial.
Jim and team were very knowledgeable, responsive, and great to work with. They created an even better option than we had hoped for. We have already recommended him.
Rate is the number everybody fixates on. It is on the billboards, it is in the ads, and it is the first thing most people…
This is the conversation our team has more than almost any other, and it is the one that stings the most.
Somewhere in the middle of your loan process, someone is going to offer you a lower interest rate in exchange for money up front. It…
Tell us a little about what you are looking for and we will get right back to you. No pressure, no obligation, just straight answers from people who have done this for 30 years.